Home Stepper
A more flexible way to step onto the property ladder
Our Home Stepper scheme, in partnership with Sage Homes, is designed to help you buy a new home in a way that works for you.
With Home Stepper, you purchase a share of your home and pay a low rent on the remaining part. This means you can move into a brand new Tilia home with a smaller deposit and more manageable monthly payments.
It is a straightforward way to take your first step onto the property ladder, or move into a home that better suits your lifestyle.
What is Home Stepper?
Home Stepper is a shared ownership scheme that offers a different way to buy your home.
You purchase a share of your property and pay rent on the remaining part, giving you a more flexible way to move into a new home. You can start with a share that suits your situation, with the option to increase your ownership over time if your circumstances change.
The process is designed to be clear and straightforward, helping you move forward with confidence from your first enquiry through to moving in.
Below is a simple step-by-step guide to how Home Stepper works.
Select your home
Browse our developments and choose a home that suits the way you live.
Whether you are buying your first home, looking for more space or planning your next move, Home Stepper can open up more options.
Once you have found a home you like, speak to our sales team to check availability on the scheme.
Choose your share
You will purchase a share of your home, with the remaining portion owned by the housing provider.
This means a smaller upfront commitment and a lower mortgage than buying outright, helping you get moving sooner.
You will then pay a reduced rent on the remaining share, keeping your monthly payments more manageable.
Move into your new home
Once everything is complete, you can move into your new Tilia home and start making it your own.
From day one, it is your space to live in, personalise and enjoy, whether that means creating a calm place to unwind or a home that works around a busy lifestyle.
Increase your ownership over time
If your circumstances change, you may be able to buy additional shares in your home.
This gives you the flexibility to increase your ownership gradually, with the option to own more of your home over time.
